by Jack Nadel
During the past year, we have been flooded with bad news. Daily reports of plunging markets, fading companies, and mammoth industries in danger of extinction have all but destroyed our faith in the American Dream. Every segment of our society has been hit hard! Homeowners have had to face the fact that they were way overextended and were facing foreclosure and possible bankruptcy. On the super wealthy front, people and institutions have been hit with massive frauds that have destroyed their savings and hopes for the future.